A viable restructuring option for over 45,000 Canadians a year, a Consumer Proposal allows the consumer to seek legal protection from their creditors and pay back only a portion owed.
4 Pillars consultants offer a variety of services specific to people in debt. We outline the options available to you and walk you through the process. Your debt solution will likely be one of the following, which we will manage on your behalf:
Once you’re out of debt, our customized aftercare plan will get your credit headed back in the right direction. Credit is an important part of accumulating wealth in Canada. It can take years to repair without the right information, tools, and a clear path to creating a strong credit score.
Families Helped
Offices
Verified Reviews
Debt resoloved yearly
We work for you with one single goal; to find the most effective debt solution with the maximum debt reduction to improve your cash flow and rebuild your financial future immediately.
Each situation is different. We could recommend that you consolidate your debt through refinancing. You may decide to file a consumer proposal with a Licensed Insolvency Trustee. There might even be an opportunity for you to deal directly with your creditors to reduce your debt. Either way, 4 Pillars offers guidance, experience, and solutions to solve your debt challenge.
Begin with a free, independent review of your financial situation. With timely counseling, a solid plan to deal with your debt, plus immediate credit rebuilding, you can move on from your debt, wiser, financially solid and fortified against ever going into debt again. At 4 Pillars, we provide the most comprehensive support program in the industry so you can become and remain debt-free.
A viable restructuring option for over 45,000 Canadians a year, a Consumer Proposal allows the consumer to seek legal protection from their creditors and pay back only a portion owed.
We’re not credit counselors or Licensed Insolvency Trustees.
We work for you with one single goal; to find the most effective debt solution with the maximum debt reduction to improve your cash flow and rebuild your financial future immediately.
Each situation is different. We could recommend that you consolidate your debt through refinancing. You may decide to file a consumer proposal with a Licensed Insolvency Trustee. There might even be an opportunity for you to deal directly with your creditors to reduce your debt. Either way, 4 Pillars offers guidance, experience, and solutions to solve your debt challenge.