Imagine your life with no debt

Up to 85% Debt Relief

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Canadian families choose 4 Pillars to help them find solutions to deal with $1,000,000 of consumer debt every day.

Consumer Proposals

A viable restructuring option for over 45,000 Canadians a year, a Consumer Proposal allows the consumer to seek legal protection from their creditors and pay back only a portion owed.

Debt Restructuring

4 Pillars consultants offer a variety of services specific to people in debt. We outline the options available to you and walk you through the process. Your debt solution will likely be one of the following, which we will manage on your behalf:

After Care

Once you’re out of debt, our customized aftercare plan will get your credit headed back in the right direction. Credit is an important part of accumulating wealth in Canada. It can take years to repair without the right information, tools, and a clear path to creating a strong credit score.

Find the best solution for you

Canadian families choose 4 Pillars to help them find solutions to deal with $1,000,000 of consumer debt every day.
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Families Helped



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Verified Reviews

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Debt resoloved yearly

Regain financial control

Get a clear view of your best options

We work for you with one single goal; to find the most effective debt solution with the maximum debt reduction to improve your cash flow and rebuild your financial future immediately.

Each situation is different. We could recommend that you consolidate your debt through refinancing. You may decide to file a consumer proposal with a Licensed Insolvency Trustee. There might even be an opportunity for you to deal directly with your creditors to reduce your debt. Either way, 4 Pillars offers guidance, experience, and solutions to solve your debt challenge.


Begin with a free, independent review of your financial situation. With timely counseling, a solid plan to deal with your debt, plus immediate credit rebuilding, you can move on from your debt, wiser, financially solid and fortified against ever going into debt again. At 4 Pillars, we provide the most comprehensive support program in the industry so you can become and remain debt-free.


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